This is the first 1,000 characters of 1068 words (4.27 pages) in the essay titled Savings
Shop around for a bank that offers you free checking and waives ATM fees if you maintain a low minimum monthly balance in your checking account or in a combination of accounts. This can save you hundreds of dollars a year.
You also need to sign up with a credit union to minimize your banking costs. To find out if youíre eligible to join one, call 800-358-5710 and ask for the number of your states Credit Union League.
Donít put your money in a money market account just because, it pays a slightly higher interest rate than a plain old savings account. To avoid monthly maintenance fees, you often have to keep more money in a money market account than you would in a savings account.
If youíve been charged an outrageous fee for a bank service, complain. Being forceful but polite will often help you persuade the banks customer service rep to waive the charge.
You also need to resist buying mutual funds on which banks charge commissions. Look into som...
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